Personal Savings Account
Types of Personal Savings Accounts:
– Maintain a minimum balance of $300.00 and pay no service fee
– Quarterly service fee of $8.00 (with eStatements) if minimum balance below $300.00
Service fee increased by $2.00 if you receive paper statements
– 1.00 per withdrawal in excess of 3 per quarter
– Interest compounded daily and paid quarterly
Restricted Transactions: Federal regulations apply to Savings Accounts. The Federal Government has given banks the authority to suspend the limitation of six withdrawals per month via preauthorized withdrawals, automatic telephone transfers, computer transfers or other similar transactions. Delta Bank has implemented this suspension to allow customer’s unlimited access to Savings Accounts during the COVID-19 pandemic. Normal withdrawal and account fees apply.