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Ask about Delta Bank’s Mortgage Plus Loan.
- Borrow up to 89.9% of the purchase price or appraised value of your home (whichever is less)
- No private mortgage insurance required
- No escrow required
- Local approval and servicing – Work with your local Delta Bank Professional from start to finish
| Terms | Rate | APR | Monthly Payment | Balloon Payment |
| 10 year fixed rate loan | 6.220% | 6.356% | $1,345.85 | N/A |
| 10 year fixed rate balloon loan (with payments based on 30 year amortization) | 6.420% | 6.509% | $752.55 | $102,281.96 |
| 7 year fixed rate balloon loan (with payments based on 15 year amortization) | 6.140% | 6.267% | $1,022.04 | $78,379.97 |
| 7 year fixed rate balloon loan (with payments based on 30 year amortization) | 6.170% | 6.283% | $732.98 | $108,635.89 |
| 15 year fixed rate loan | 6.490% | 6.588% | $1,045.00 | N/A |
The payment amount does not include taxes and insurance premiums. The actual payment amount will be greater. Payment is based on a loan amount of $120,000.
Interest rates and annual percentage rates (APRs) are valid as of 04/07/2025 based on a borrower with a credit score of 720 or better and are subject to change daily.
These products are eligible for first liens secured by an owner-occupied dwelling and require a minimum loan amount of $75,000.
Other products and terms are available. For more accurate and personalized results, please call 888-757-8601 to talk to one of our lenders. All loans are subject to credit approval.