Ask about Delta Bank’s Mortgage Plus Loan.

  • Borrow up to 89.9% of the purchase price or appraised value of your home (whichever is less)
  • No private mortgage insurance required
  • No escrow required
  • Local approval and servicing – Work with your local Delta Bank Professional from start to finish

Terms Rate APR Monthly Payment Balloon Payment
10 year fixed rate loan 6.300% 6.431% $1,350.37 N/A
10 year fixed rate balloon loan (with payments based on 30 year amortization) 6.450% 6.536% $754.72 $102,343.35
7 year fixed rate balloon loan (with payments based on 15 year amortization) 6.230% 6.351% $1,027.66 $78,546.52
7 year fixed rate balloon loan (with payments based on 30 year amortization) 6.240% 6.348% $738.26 $108,735.35
15 year fixed rate loan 6.50% 6.594% $1,045.39 N/A

 

The payment amount does not include taxes and insurance premiums.  The actual payment amount will be greater.  Payment is based on a loan amount of $120,000.

Interest rates and annual percentage rates (APRs) are valid as of 08/05/2024 based on a borrower with a credit score of 720 or better and are subject to change daily.

These products are eligible for first liens secured by an owner-occupied dwelling and require a minimum loan amount of $75,000.

Other products and terms are available.  For more accurate and personalized results, please call 888-757-8601 to talk to one of our lenders.  All loans are subject to credit approval.