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Ask about Delta Bank’s Mortgage Plus Loan.
- Borrow up to 89.9% of the purchase price or appraised value of your home (whichever is less)
- No private mortgage insurance required
- No escrow required
- Local approval and servicing – Work with your local Delta Bank Professional from start to finish
Terms | Rate | APR | Monthly Payment | Balloon Payment |
10 year fixed rate loan | 6.300% | 6.431% | $1,350.37 | N/A |
10 year fixed rate balloon loan (with payments based on 30 year amortization) | 6.450% | 6.536% | $754.72 | $102,343.35 |
7 year fixed rate balloon loan (with payments based on 15 year amortization) | 6.230% | 6.351% | $1,027.66 | $78,546.52 |
7 year fixed rate balloon loan (with payments based on 30 year amortization) | 6.240% | 6.348% | $738.26 | $108,735.35 |
15 year fixed rate loan | 6.50% | 6.594% | $1,045.39 | N/A |
The payment amount does not include taxes and insurance premiums. The actual payment amount will be greater. Payment is based on a loan amount of $120,000.
Interest rates and annual percentage rates (APRs) are valid as of 08/05/2024 based on a borrower with a credit score of 720 or better and are subject to change daily.
These products are eligible for first liens secured by an owner-occupied dwelling and require a minimum loan amount of $75,000.
Other products and terms are available. For more accurate and personalized results, please call 888-757-8601 to talk to one of our lenders. All loans are subject to credit approval.