Dear Valued Customers,

I would like to address the recent concerns that some of you may have regarding the stability of the financial sector. We understand that the recent news about bank failures, including Silicon Valley Bank, may have caused some apprehension among our customers.

Delta Bank has been serving our community for 50 years, and we take pride in our commitment to providing reliable and trustworthy financial services to our customers. We do not engage in risky activities, community banks like ours focus on conservative lending practices that prioritize the safety and soundness of our institution. We take a measured approach to risk management, and our conservative practices have allowed us to weather economic downturns and financial crises in the past.

Delta Bank’s financial stability is evidenced by our strong asset quality and capital position. We have a solid track record of profitability and maintain a strong capital cushion to protect against potential losses. We are closely monitored by our regulators, the Louisiana Office of Financial Institutions, and the Federal Deposit Insurance Company (FDIC), to ensure that we are adhering to strict standards of safety and soundness.

Since its inception in 1973, no depositor has ever lost a penny in FDIC-insured funds. Although, FDIC insurance coverage is $250,000, it can be more, depending on how accounts are titled and structured. For those customers who have questions about whether additional insurance coverage is needed, Delta Bank has a skilled team ready and prepared to assist you.

In summary, I want to assure our customers that Delta Bank is a safe and stable institution that has always put the best interests of our community first. We remain committed to providing reliable and trustworthy financial services to our customers for many years to come.

Thank you for your continued trust in Delta Bank.


Darryl J. Ellerbee
President and CEO