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Home Equity Lines of Credit

Home Equity Lines of Credit


Home Equity Line of Credit (HELOC)

We can show you how to benefit from your home’s equity!! Apply for a Home Equity Line of Credit* today at any Delta Bank location.

A HELOC differs from a conventional home equity loan in that the borrower is not advanced the entire sum up front, but uses a line of credit to borrow sums that total no more than the credit limit, similar to a credit card. The line of credit may be used for any number of services or purchases. Here are a few examples:

  • Vacation
  • Education Expenses
  • Remodeling
  • Consolidate Credit Cards
  • Vehicle Purchases
  • Medical Expenses

*Subject to credit approval.

Call us today for more information about a Home Equity Line of Credit (confidential and no obligation):


*1.99 Introductory Annual Percentage Rate (APR) applied for the first six (6) months.

**APR is variable and is based upon an index plus a margin. The APR will vary with The Wall Street Journal Prime Rate (3.25% as of 9/2/2020). As of September 2, 2020, the variable rate ranged from 4.00% to 10.00% APR.

The minimum APR is 4.00% and the maximum APR is 21%.

*Minimum loan amount of $10,000 with a maximum loan amount of $250,000.
**Loan is subject to credit approval and must be secured by an owner-occupied dwelling. Mobile home secured properties are not eligible.
Delta Bank must receive application on or before 12/31/2020, to receive Introductory Rate.
Other products and terms are available.
For more personalized results, please call 888-757-8601 to talk to one of our lenders.