Online Banking


Enroll in Delta Bank Online Banking:

Buying or refinancing your home?
Ask us how to get a FREE APPRAISAL with our Mortgage Plus or One-Close Construction loan!
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Ask about Delta Bank’s Mortgage Plus Loan.

  • Borrow up to 89.9% of the purchase price or appraised value of your home (whichever is less)
  • No private mortgage insurance required
  • No escrow required
  • Local approval and servicing – Work with your local Delta Bank Professional from start to finish
Terms Rate APR Monthly Payment Balloon Payment
10 year fixed rate loan 3.790% 3.917% $1,203.09 N/A
10 year fixed rate balloon loan (with payments based on 30 year amortization) 4.080% 4.160% $578.61 $95,367.32
7 year fixed rate balloon loan (with payments based on 15 year amortization) 3.750% 3.868% $872.78 $73,153.03
7 year fixed rate balloon loan (with payments based on 30 year amortization) 3.800% 3.904% $559.30 $103,348.57
15 year fixed rate loan 4.180% 4.270% $898.61 N/A

Payment amount does not include taxes and insurance premiums.  The actual payment amount will be greater.  Payment is based on a loan amount of $120,000.

Interest rates and annual percentage rates (APRs) are valid as of 7/9/2021 based on a borrower with a credit score of 720 or better and are subject to change daily.

These products are eligible for first liens secured by an owner-occupied dwelling and require a minimum loan amount of $75,000.

Other products and terms are available.  For more accurate and personalized results, please call 888-757-8601 to talk to one of our lenders.  All loans are subject to credit approval.