Online Banking


Buying or refinancing your home? 

Ask about Delta Bank’s Mortgage Plus Loan.

  • Borrow up to 89.9% of the purchase price or appraised value of your home (whichever is less)
  • No private mortgage insurance required
  • No escrow required
  • Local approval and servicing – Work with your local Delta Bank Professional from start to finish

Terms

Rate

APR

Monthly Payment

Balloon Payment

         

10 year fixed rate loan

4.100%

4.226%

$1,220.69

N/A

         

10 year fixed rate balloon loan (with payments based on 30 year amortization)

4.380%

4.462%

$599.64

$96,340.46

         

7 year fixed rate balloon loan (with payments based on 15 year amortization)

4.020%

4.138%

$888.90

$73,752.06

         

7 year fixed rate balloon loan (with payments based on 30 year amortization)

4.080%

4.184%

$578.58

$104,037.21

         

15 year fixed rate loan

4.440%

4.529%

$914.40

N/A

Payment amount does not include taxes and insurance premiums.  The actual payment amount will be greater.  Payment is based on a loan amount of $120,000.

Interest rates and annual percentage rates (APRs) are valid as of 11/10/2020 based on a borrower with a credit score of 720 or better and are subject to change daily. 

These products are eligible for first liens secured by an owner-occupied dwelling and require a minimum loan amount of $75,000.

Other products and terms are available.  For more accurate and personalized results, please call 888-757-8601 to talk to one of our lenders.  All loans are subject to credit approval.