Buying or refinancing your home?
Ask about Delta Bank’s Mortgage Plus Loan.
- Borrow up to 89.9% of the purchase price or appraised value of your home (whichever is less)
- No private mortgage insurance required
- No escrow required
- Local approval and servicing – Work with your local Delta Bank Professional from start to finish
|Terms||Rate||APR||Monthly Payment||Balloon Payment|
|10 year fixed rate loan||4.040%||4.169%||$1,217.41||N/A|
|10 year fixed rate balloon loan (with payments based on 30 year amortization)||4.410%||4.493%||$601.85||$96,435.75|
|7 year fixed rate balloon loan (with payments based on 15 year amortization)||3.970%||4.090%||$866.01||$73,648.82|
|7 year fixed rate balloon loan (with payments based on 30 year amortization)||4.050%||4.156%||$576.57||$103,975.70|
|15 year fixed rate loan||4.440%||4.532%||$914.53||N/A|
Payment amount does not include taxes and insurance premiums. The actual payment amount will be greater. Payment is based on a loan amount of $120,000.
Interest rates and annual percentage rates (APRs) are valid as of 4/9/2021 based on a borrower with a credit score of 720 or better and are subject to change daily.
These products are eligible for first liens secured by an owner-occupied dwelling and require a minimum loan amount of $75,000.
Other products and terms are available. For more accurate and personalized results, please call 888-757-8601 to talk to one of our lenders. All loans are subject to credit approval.