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Buying or refinancing your home? 

Ask about Delta Bank’s Mortgage Plus Loan.

  • Borrow up to 89.9% of the purchase price or appraised value of your home (whichever is less)
  • No private mortgage insurance required
  • No escrow required
  • Local approval and servicing – Work with your local Delta Bank Professional from start to finish

Terms

Rate

APR

Monthly Payment

Balloon Payment

         

10 year fixed rate loan

4.060%

4.184%

$1,218.57

N/A

         

10 year fixed rate balloon loan (with payments based on 30 year amortization)

4.390%

4.471%

$600.44

$96,395.43

         

7 year fixed rate balloon loan (with payments based on 15 year amortization)

3.960%

4.007%

$885.42

$73,634.54

         

7 year fixed rate balloon loan (with payments based on 30 year amortization)

4.020%

4.124%

$574.50

$103,913.38

         

15 year fixed rate loan

4.490%

4.578%

$917.60

N/A

Payment amount does not include taxes and insurance premiums.  The actual payment amount will be greater.  Payment is based on a loan amount of $120,000.

Interest rates and annual percentage rates (APRs) are valid as of 2/11/2021 based on a borrower with a credit score of 720 or better and are subject to change daily. 

These products are eligible for first liens secured by an owner-occupied dwelling and require a minimum loan amount of $75,000.

Other products and terms are available.  For more accurate and personalized results, please call 888-757-8601 to talk to one of our lenders.  All loans are subject to credit approval.