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Buying or refinancing your home? 

Ask about Delta Bank’s Mortgage Plus Loan.

  • Borrow up to 89.9% of the purchase price or appraised value of your home (whichever is less)
  • No private mortgage insurance required
  • No escrow required
  • Local approval and servicing – Work with your local Delta Bank Professional from start to finish

Terms

Rate

APR

Monthly Payment

Balloon Payment

         

10 year fixed rate loan

4.530%

4.658%

$1,245.45

N/A

         

10 year fixed rate balloon loan (with payments based on 30 year amortization)

4.660%

4.743%

$619.64

$97,231.73

         

7 year fixed rate balloon loan (with payments based on 15 year amortization)

4.480%

4.601%

$916.86

$74,776.08

         

7 year fixed rate balloon loan (with payments based on 30 year amortization)

4.500%

4.607%

$608.18

$105,049.84

         

15 year fixed rate loan

4.790%

4.881%

$935.97

N/A

Payment amount does not include taxes and insurance premiums.  The actual payment amount will be greater.  Payment is based on a loan amount of $120,000.

Interest rates and annual percentage rates (APRs) are valid as of 2/13/2020 based on a borrower with a credit score of 720 or better and are subject to change daily. 

These products are eligible for first liens secured by an owner-occupied dwelling and require a minimum loan amount of $75,000.

Other products and terms are available.  For more accurate and personalized results, please call 888-757-8601 to talk to one of our lenders.  All loans are subject to credit approval.