Buying or refinancing your home?
Ask us how to get a FREE APPRAISAL with our Mortgage Plus or One-Close Construction loan!
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Ask about Delta Bank’s Mortgage Plus Loan.
- Borrow up to 89.9% of the purchase price or appraised value of your home (whichever is less)
- No private mortgage insurance required
- No escrow required
- Local approval and servicing – Work with your local Delta Bank Professional from start to finish
|Terms||Rate||APR||Monthly Payment||Balloon Payment|
|10 year fixed rate loan||3.790%||3.917%||$1,203.09||N/A|
|10 year fixed rate balloon loan (with payments based on 30 year amortization)||4.080%||4.160%||$578.61||$95,367.32|
|7 year fixed rate balloon loan (with payments based on 15 year amortization)||3.750%||3.868%||$872.78||$73,153.03|
|7 year fixed rate balloon loan (with payments based on 30 year amortization)||3.800%||3.904%||$559.30||$103,348.57|
|15 year fixed rate loan||4.180%||4.270%||$898.61||N/A|
Payment amount does not include taxes and insurance premiums. The actual payment amount will be greater. Payment is based on a loan amount of $120,000.
Interest rates and annual percentage rates (APRs) are valid as of 7/9/2021 based on a borrower with a credit score of 720 or better and are subject to change daily.
These products are eligible for first liens secured by an owner-occupied dwelling and require a minimum loan amount of $75,000.
Other products and terms are available. For more accurate and personalized results, please call 888-757-8601 to talk to one of our lenders. All loans are subject to credit approval.