Ask about Delta Bank’s Mortgage Plus Loan.

  • Borrow up to 89.9% of the purchase price or appraised value of your home (whichever is less)
  • No private mortgage insurance required
  • No escrow required
  • Local approval and servicing – Work with your local Delta Bank Professional from start to finish
Terms Rate APR Monthly Payment Balloon Payment
10 year fixed rate loan 6.120% 6.254% $1,339.66 N/A
10 year fixed rate balloon loan (with payments based on 30 year amortization) 6.150% 6.239% $731.36 $101,572.87
7 year fixed rate balloon loan (with payments based on 15 year amortization) 6.060% 6.186% $1,016.74 $78,208.94
7 year fixed rate balloon loan (with payments based on 30 year amortization) 6.060% 6.172% $724.38 $108,418.52
15 year fixed rate loan 6.290% 6.386% $1,031.75 N/A

Payment amount does not include taxes and insurance premiums.  The actual payment amount will be greater.  Payment is based on a loan amount of $120,000.

Interest rates and annual percentage rates (APRs) are valid as of 09/06/2022 based on a borrower with a credit score of 720 or better and are subject to change daily.

These products are eligible for first liens secured by an owner-occupied dwelling and require a minimum loan amount of $75,000.

Other products and terms are available.  For more accurate and personalized results, please call 888-757-8601 to talk to one of our lenders.  All loans are subject to credit approval.