Online Banking


Personal Checking Account


Unless otherwise noted, the minimum deposit to open a Delta Bank checking account is $100.00.

Types of Personal Checking Account:

 

Delta Advantage Checking Account

A special package of benefits available for one low monthly fee (includes Cell Phone Protection, Roadside Assistance, Total Identity Monitoring, Accidental Death and Dismemberment Insurance with Travel Assistance Service, Discounts on Shopping and Traveling, and many more benefits)

  • No minimum balance required
  • Unlimited Check Writing
  • Interest paid automatically when balance is $1,000.00 or greater
  • Monthly service fee of $8.00 (includes $10,000 Accidental Death and Dismemberment Insurance)

Insurance Disclosure: The insurance offered is not a deposit, not FDIC insured, not an obligation of or guaranteed by the financial institution or an affiliate.

Delta Advantage Checking Benefits


DELTA PLUS CHECKING

Basic checking account with limited check writing and no balance requirement.

  • No minimum balance required
  • Low monthly service fee of $3.00 (with eStatements). Service fee increased by $2.00 if you receive paper statements
  • First fifteen debit items free. $.25 for each additional debit item
  • Senior Citizen 62+ service fee waived
  • Students’ service fee waived until 25th birthday

DELTA INTEREST CHECKING

An interest-bearing checking account for individuals who maintain a higher balance.

  • Minimum deposit to open $1,000.00
  • Maintain a minimum balance of $1,000.00 and pay no monthly service fee
  • Monthly service fee of $8.00 if minimum balance falls below $1,000.00 (with eStatements). Service Fee increased by $2.00 if you receive paper statements
  • Earn interest on entire balance (interest compounded and paid monthly on daily collected balance)
  • Unlimited check writing
  • Unlimited electronic transactions

DELTA MONEY MARKET

A higher yielding, low activity account with tiered interest rates for individuals and businesses.

  • Minimum deposit to open $2,500.00
  • Maintain a minimum balance of $2,500.00 and pay no monthly service fee
  • Monthly service fee of $10.00 if minimum balance below $2,500.00
  • Six withdrawals allowed during the month, $10.00 for each withdrawal in excess of six
  • Tiered interest rate (interest compounded and paid monthly on daily collected balance).
  • Available to individuals or businesses.

Restricted Transactions: Federal regulations apply to Money Market Accounts. The Federal Government has given banks the authority to suspend the limitation of six withdrawals per month via preauthorized withdrawals, automatic telephone transfers, computer transfers or other similar transactions. Delta Bank has implemented this suspension to allow customer’s unlimited access to Money Market Accounts during the COVID-19 pandemic. Normal withdrawal and account fees apply.