Send money to anyone, anywhere, anytime.
Your mobile phone has likely become an important part of your life and the way you connect with the world. What if you could use it as an easy and safe way to pay anyone, anytime, anywhere? Owe someone money and forgot your checkbook? Don’t have any cash with no ATM nearby? Don’t want to provide your personal banking information? No problem – if you have someone´s email address or cell phone number, you can now send them money quickly and securely with Delta Bank’s People Pay (P2P).
What is People Pay?
Delta Bank’s People Pay lets users make personal payments anytime, anywhere via the convenience of your computer, smartphone or tablet. All you need is the recipient´s email address or cell phone number, no exchange of personal banking information is required. Once you send the payment, the recipient receives a text message and/or email confirming receipt of the funds.
Why use People Pay?
Paying via the mobile phone is instant and easy for anything “on the go” or “spur of the moment” – no need to find an ATM, no hassling with checks. So the possibilities are unlimited. Some common needs might be:
- Split the tab at the restaurant/bar
- Pay the babysitter, lawn service, house cleaner, etc.
- Collect funds for causes – charitable donations, going in together on baby shower gifts, etc.
- Purchases at garage sales, craft shows, eBay, home parties (candles, kitchenware, jewelry, etc.)
- Pay the kids (at college, allowances, at the mall, etc.)
How much does it cost?
People Pay is free for all Delta Bank accountholders. Normal data and text message rates may apply.
How do I enroll in People Pay?
Existing Delta Bank Bill Pay users have access to Delta Bk People Pay. New customers can opt-in to People Pay when they sign up for online banking. No PayPal account is required for users to send money. If you’re already an online banking customer with Bill Pay, look for People Pay in your Online Banking “Payments” tab in the top menu.
Do recipients need to be a customer of Delta Bank?
No. If the person you’re sending money to is not registered with Delta Bank People Pay, they will receive an e-mail or text inviting them to use the service and to claim the money. The recipient will then use a secure web site to enter their information and claim their money. It’s fast and easy, much faster than waiting for cash or waiting to receive and cash a check.
Are there transaction limits?
Yes, there are payment amount limits per transaction as well as daily transaction amount limits. Transactions are limited to funds available in your account at the time of collection. For specific transaction dollar amounts, please contact you local office of Delta Bank.
How does a recipient claim money when they get an email or text message payment?
After entering in their contact information and claim code, they can request money be sent to their bank account or via PayPal™.
Send To Email Or Mobile Phone
All you need is the email address or the mobile phone number of the person you want to send money to! An alert containing instructions for redeeming the money will be sent to the recipient via email or mobile phone. The recipient chooses how they want to receive the payment. The options are by check, Pay Pal™ or direct payment to his/her checking/saving account. The funds will be deducted from your account when the recipient claims the payment.
Send To PayPal™
Send money directly to the recipient’s PayPal™ account. The funds will be deducted from your account when the payment is sent.
Deposit To A Bank Account
With this option, you will need the routing number and account number of the person receiving the money. You can deposit the money directly into his or her bank account. The funds will be deducted from your account when the payment is sent.
Send A Check
Delta Bk People Pay will send a check, using your account number, directly to the person you are sending a payment to. The funds will be deducted from your account when the check clears.
For more information or assistance call us at 888-757-8601.