Online Banking


Mortgage Loans


Types of Mortgage Loans:

Mortgage Loans

We offer two basic types of mortgage products: Mortgage Loans extended by our bank and Mortgage Loans originated by our bank as a broker. The following are some of the key points of each type loan product.

IN-BANK MORTGAGE LOANS

  • No minimum amount
  • Flexible loan-to-value limits and equity requirements
  • Payments serviced by Delta Bank
  • No Private Mortgage Insurance (PMI)
  • No Escrow of Funds

Buying or Refinancing your home? Click here for valuable information about our MORTGAGE PLUS LOAN OPTIONS!!

Building Your Dream Home? Click here for a few points to consider before you begin construction.

Looking for a Construction Loan? Take advantage of our 1 Close Construction to Permanent Loan! Click here to learn more

CALL US TODAY 1-888-757-8601 AND ASK FOR AN IN-BANK MORTGAGE LOAN!

BROKERED MORTGAGE LOANS

  • $25,000 minimum amount
  • Flexible loan-to-value limits and equity requirements
  • Approved by, sold to and serviced by a long term lender
  • Various PMI Options including borrower-paid, lender-paid, and no PMI
  • Escrow of Hazard Insurance Premiums, PMI, taxes, flood insurance premiums

CONTACT OUR SECONDARY MARKET MORTGAGE DEPARTMENT AT 318-414-6298.

Delta Bank offers both products to all qualified applicants without regard for race, color, religion, sex, national origin, age, martial status, disability, familial status, receipt of public assistance or exercise of consumer rights.

Online Home Loan Inquiry